Everyone should have an Estate Plan so that those who love you are not having to make difficult decisions during their time to grieve.
Estate Planning usually includes
A Health Care Surrogate, which allows you to appoint someone to make medical decisions for you, if you are not able to make your own, and also allows you to give directions before that time as to the extent of medical intervention you would want under certain condition.
A Will, which is a written document expressing the wishes of the person as to whom should inherit which assets when he or she passes away.
A Power of Attorney allows someone appointed to act on behalf of the person making the power of attorney, and allows them to engage in transactions on his or her behalf.
A Trust is another way people can pass their assets to someone else (although trusts have other uses too) and oftentimes the creation of a trust will allow the heirs of and estate to avoid probate.
Speaking with an experienced estate planning attorney can help you determine the best ways to protect your family and loved ones, and your estate.